Investor Education
Investment Risk
Risk Return Tradeoff
The higher the risk that investor is willing to take, the higher potential returns they may receive as compensation. Given that this tradeoff provides no guarantee, an investor should still know their risk appetite.
Risk Tolerance
Types of Risk Tolerance
Aggressive
Experienced investors that take on huge risks and have enough capital to handle on losses
(E.g. Foreign Stocks, Global Funds, Cryptocurrency)
Moderate
Less risk-tolerant than aggressive investors; portfolio consists of risky and safe investments
(E.g. 50/50 or 40/60 Mixture of Stocks and Bonds, Mutual Funds)
Conservative
Investor takes the least risk in the market; goes for the safest option
(E.g. Cash
and Fixed-Income Securities)
Budgeting
Importance of Budgeting
Allows you to develop better spending habits
Helps you achieve your financial goals
Ensures that you are prepared for emergencies
Diversification
Retail Treasury Bonds
Why Invest in RTBs?
1.) RTBs provide investors a tool to diversify their investmenr portfolio
2.) RTBs will also be offered at a small minimum investment amount of only PHP 5,000
3.) Access to RTBs will be much easier as these will be available through the BTR's Online Ordering Facility and other mobile banking applications
For more information on the latest RTB issuance, please visit www.treasury.gov.ph or the BTR's Facebook page.
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